My Life in a Spreadsheet (and Christmas Budgeting!)
In this video, I’m taking you inside my personal budgeting spreadsheet to show how I manage my finances as a bookkeeper and business owner. I’ll walk you through how I plan for variable income, save for big expenses like taxes, and organize our financial goals. You’ll see tabs for everything—Christmas budgets, household projects, and year-round expenses—because tracking everything helps me stay on top of our cash flow. My system divides our income into monthly amounts, so we’re always prepared for quarterly taxes and other big payments. I’ll also share how I budget for gifts, including DIY presents, and set savings goals for priorities like debt repayment and future house projects. This spreadsheet is color-coded, detailed, and years in the making, but it’s helped us stay organized and flexible.
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